Director of Payments, Operations, Treasury
Joshua Kolber, MBA
Payments & Core Banking Modernization Leader
I lead payments and core banking modernization end to end: from rail requirements and vendor integration through cutover, go live, and stabilization. Ten plus years across wires, securities operations, and core conversions, delivered inside regulated banks where accuracy, audit readiness, and clean customer transitions are non negotiable.
$90K+
Annual market fees eliminated
Architected an automated MBS/ABS factor update system inside the bank's proprietary platform.
End to End
Payment engine to go live
SaaS payment engine integrated for a bank's U.S. money movement operations through cutover and stabilization.
ISO 20022
LYNX / LVTS module built
Requirements, rail schedules, and static data enrichment inside FIS Open Payments Framework.
FDIC
Audit ready core conversion
Standardized validation and testing frameworks applied to a completed core banking transition.
Capabilities
Primary track
Payments & Money Movement
- High value and cross border payments: wire, RTGS and correspondent chain execution across domestic and Canadian rails
- Rail implementation and ISO 20022 messaging: requirements, schemas, schedules and static data enrichment
- Payment engine integration and cutover: SaaS engine implementation, end to end testing, go live and stabilization
- Securities and settlement operations: MBS/ABS factor automation, GSE coordination and cash reconciliation
- Vendor and platform management: FIS, fintech partners, SLA governance and delivery accountability
- Treasury and liquidity alignment: nostro balances, prefunding models and FX exposure
- Regulatory and audit readiness: FDIC, Payments Canada standards and travel rule controls
Proven second track
Operations & Transformation
- Core banking conversion and validation: post conversion review, test frameworks and audit readiness
- Merger and acquisition integration: customer conversion, IVR, collateral and communications
- Contact center and customer conversion: live event triage, issue remediation and service continuity
- GL and collateral mapping: loan lifecycle transactions mapped to credit accounting and risk reporting
- Intake design and prioritization: enterprise demand management, socialization and resource visibility
- Risk, compliance and audit readiness: control design, documentation and evidence packaging
- Cross functional leadership: business, technology, operations and vendor alignment
- Process automation and cost reduction: manual touchpoint elimination and fee reduction
- Data driven reporting and controls: Excel, SQL and analytics for operational decision making